Compass

Debt

Credit Reports

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Click here to get started.

Debt Repayment Tools

Debt & Mortgage Calculators

Click here to access the Compass- Calculators. These calculators will help you formulate a plan to snowball debt, pay off your car early, formulate a plan for paying off your house early and much more!  Each calculator includes save-friendly (and printable) graphs, charts and timetables to help keep you on track.

ReadyForZero is a free online financial tool that lets you track your credit card debt, explore options, and make and follow a plan to eliminate it. This is a gimmick-free program, not a debt settlement or similar service.

• Collects all your debt info in one place, automatically and securely.
• Customizes a program that works for you and crunch the numbers.
• Gives you legitimate options that work for your situation.

Get started on your journey to being debt free by clicking here.

The Mortgage Calculator Apps allow you to calculate payments, access an amortization schedule and can simulate how additional monthly payments will help you pay off your mortgage early and save interest.

To access our recommended mortgage app from I-Tunes,  click here.

To access our recommended mortgage app for the Android, click here.